🏠 Home & Mortgage
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Mortgage · US 2026
Mortgage Calculator
Monthly payment, total interest and full amortization for any home loan. A $400K loan at 7% costs $558K in interest — see exactly where every dollar goes.
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15 vs 30 Year
15 vs 30yr Mortgage
Side-by-side comparison. 15yr saves $241K in interest on a $300K loan.
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Real Estate
Rent vs Buy Calculator
Break-even year, 10-year cost and equity comparison for your exact situation.
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Home · Budget
Home Affordability
How much house can you afford? Based on income, debt and down payment.
🚗 Loans & Debt
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Auto Loan · US 2026
Auto Loan Calculator
Monthly payment, total interest and full amortization for any car loan. 84-month vs 48-month — see the real cost difference with 2026 rates by credit score.
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Personal Loan
Loan EMI Calculator
Monthly repayment, total interest and payoff date for any loan type.
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Student Loans
Student Loan Calculator
Monthly payment, total interest, payoff date and extra payment impact.
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Credit Card
Credit Card Payoff
True cost of minimum payments. $5K at 22% on minimums = 18 years and $7,700 interest.
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Debt Freedom
Debt Payoff Calculator
Snowball vs avalanche — see exactly which method gets you debt-free fastest and saves the most interest.
💵 Income & Budgeting
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Salary · All 50 States
Paycheck Calculator
Exact take-home pay from salary. Federal + state taxes, 401k deductions. $75K in Texas = $60,726. Same in California = $53,751.
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Budget · 50/30/20
Budget Calculator
50/30/20 rule breakdown. Live split of needs, wants and savings for any income.
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Savings Goals
Savings Calculator
Monthly savings needed to hit any target — emergency fund, house, vacation.
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Business
Break-Even Calculator
Units and revenue needed to cover all fixed and variable costs.
📖 Finance & Loan Guides
Every calculator above has a detailed guide with 2026 rates, real examples and strategies.
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