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Mortgage Calculator Compound Interest SIP Calculator India Retirement / FIRE US Income Tax PPF Calculator Crypto Tax FD Calculator India Loan EMI Calculator Freelancer Tax BMI Calculator India Income Tax Currency Converter Debt Payoff Capital Gains Tax GST Calculator Calorie / TDEE Savings Goal Inflation Calculator ROI Calculator Mortgage Calculator Compound Interest SIP Calculator India Retirement / FIRE US Income Tax PPF Calculator Crypto Tax FD Calculator India Loan EMI Calculator Freelancer Tax BMI Calculator India Income Tax Currency Converter Debt Payoff Capital Gains Tax GST Calculator Calorie / TDEE Savings Goal Inflation Calculator ROI Calculator
All Calculators
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Mortgage
Mortgage Calculator
Monthly payment, total interest & full amortization for any home loan.
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Personal / Auto Loan
Loan EMI Calculator
Monthly repayment, interest cost and payoff date for any loan type.
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Credit Card
Credit Card Payoff
How long to pay off your balance and the true cost of minimum payments.
Debt
Debt Payoff Calculator
Snowball vs avalanche — see your fastest path to becoming debt-free.
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Savings
Savings Goal Calculator
Monthly savings needed to hit any goal — vacation, house, emergency fund.
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Home · Mortgage
Home Affordability
How much house can you afford? Income, debt, down payment and interest rate.
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Business
Break-Even Calculator
Units and revenue needed to cover all fixed and variable costs.
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Forex
Currency Converter
Convert between 30+ world currencies instantly. Multi-currency comparison.
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Math Tools
Percentage Calculator
X% of Y, percentage change, increase, decrease and reverse % — all 6 types instant.
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Dining · Everyday
Tip Calculator
Tip amount, total bill and split between any number of people — instantly.
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Shopping · Everyday
Discount Calculator
Find sale price, original price, or % off instantly. 3 modes in one.
New
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Student Loans
Student Loan Calculator
Monthly payment, total interest, payoff date and extra payment impact.
New
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Budget · 50/30/20
Budget Calculator
Plan your budget with 50/30/20 rule. Live breakdown of needs, wants and savings.
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Salary · US
Paycheck Calculator
Salary to exact take-home pay. Federal + state tax, 401k deductions, all 50 states.
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Compound Interest
Compound Interest Calculator
Watch your money multiply — with monthly contributions and growth chart.
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New
US · Retirement · 2026
Roth vs Traditional IRA
Which IRA saves you more? 2026 limit ₹7K. Full 35-year wealth projection.
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New
US · Home Loan · 2026
15 vs 30yr Mortgage
15yr saves $241K in interest on a $300K loan. See the real difference.
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New
US · Car Loan · 2026
Auto Loan Calculator
Monthly payment, total interest and full amortization. 2026 rates by credit score.
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US · Real Estate · 2026
Rent vs Buy Calculator
Break-even year, 10-year cost and equity comparison for your exact situation.
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Retirement / FIRE
Retirement Calculator
Your FIRE number, on-track status and monthly savings needed to retire.
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ROI
ROI Calculator
Total return, CAGR and net profit on any investment. Compare two options.
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Inflation
Inflation Calculator
Real value of money over time, future cost and inflation-adjusted returns.
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Dividend
Dividend Calculator
Future dividend income with DRIP reinvestment, yield on cost and timeline.
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401k
401k Calculator
Project your 401k balance with employer match and compound growth.
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Social Security
Social Security Calculator
Estimate your SS benefit at 62, FRA or 70. Breakeven age and lifetime payout.
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Cost of Living
Purchasing Power Parity
Compare real salary value across cities. Is $100K in NYC = $65K in Austin?
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US Federal Tax
US Income Tax Estimator
Federal tax, FICA, effective rate and take-home for any W2 salary. 2026 brackets.
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Capital Gains
Capital Gains Tax
Short vs long-term tax on stocks, real estate and crypto. All 2026 rates.
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Self-Employed
Freelancer Tax Calculator
SE tax, quarterly estimated payments and net income for 1099 workers.
Crypto
Crypto Tax Calculator
Multi-trade Bitcoin & altcoin tax. Short vs long-term. Quarterly estimates.
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Sales Tax US
Sales Tax Calculator
Exact sales tax for all 50 US states. Forward & reverse calculation. 2026 rates.
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Body Metrics
BMI Calculator
Body mass index with healthy weight range guidance. Imperial and metric.
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Nutrition
Calorie / TDEE Calculator
Daily calorie needs, macros and weight goal targets by activity level.
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Insurance
Life Insurance Need
How much life coverage you need — DIME method with 4 approaches.
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Life · Personal
Age Calculator
Exact age in years, months and days. Next birthday countdown, zodiac sign and more.
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India Income Tax
Income Tax FY 2025-26
New vs old regime. HRA, 80C, NPS deductions. Take-home salary breakdown.
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Mutual Funds
SIP Calculator India
Monthly SIP returns, lump sum, step-up SIP and ₹1 crore target planner.
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Girl Child · India
Sukanya Samriddhi Calculator
SSY maturity at 8.2% interest. EEE tax-free. Year-by-year growth for your daughter.
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PPF · Tax-Free
PPF Calculator India
Maturity amount, Section 80C savings, EEE status and partial withdrawal.
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Fixed Deposit
FD Calculator India
Maturity amount, TDS, post-tax returns. Compare SBI, HDFC, ICICI rates.
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Mutual Funds · Stocks
CAGR Calculator India
Compound annual growth rate for lump sum. Reverse CAGR and target CAGR.
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CTC to In-Hand
Take Home Salary
Exact monthly in-hand from CTC. New vs Old regime. PF and tax breakdown.
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Home · Car · Personal
EMI Calculator India
Monthly EMI for any loan. Amortisation schedule and total interest breakdown.
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Recurring Deposit
RD Calculator India
Monthly deposit maturity, interest earned and bank rate comparison.
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NPS · Section 80CCD
NPS Calculator India
Retirement corpus, monthly pension and ₹50K extra tax deduction.
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Gratuity Act 1972
Gratuity Calculator India
Exact gratuity on resignation. 5-year rule and ₹20L tax exemption.
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HRA · Section 10(13A)
HRA Calculator India
HRA exemption, taxable HRA and tax savings. Metro vs non-metro.
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GST
GST Calculator India
Add or remove GST instantly. CGST + SGST + IGST breakdown. All slabs 0–28%.
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EPF · 8.25% Rate
EPF Calculator India
EPF maturity corpus, EPS pension and contribution breakdown. 8.25% FY 2025-26.
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TDS · All Sections
TDS Calculator India
TDS on salary, FD, rent and professional fees. Form 15G/15H rules. All 2025-26 rates.
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ELSS · 80C Tax Saving
ELSS Calculator India
ELSS returns, 80C tax savings and LTCG calculator. SIP + lump sum modes.
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FD vs SIP · Compare
FD vs SIP Calculator
Compare fixed deposit returns against SIP mutual funds. See which builds more wealth.
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Tax Regime · FY 2025-26
New vs Old Tax Regime
Which regime saves you more? Compare with ₹75,000 standard deduction, side by side.
From the Blog
Guides backed by real numbers.
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Common Questions

Yes — every calculator on CalVerse is free, forever. No login, no signup, no paywall, no credit card. Just open any calculator and get instant results. We're supported by non-intrusive ads and affiliate links — never by charging users.

Yes — CalVerse is the only free calculator site covering both markets. US: mortgage, 401k, capital gains, crypto tax, Social Security and more. India: SIP, EMI, PPF, income tax (new vs old regime), GST, NPS, RD and more — all updated for FY 2025-26.

All calculators use current 2026 rates — FY 2025-26 India tax slabs with ₹75,000 standard deduction, 2026 IRS brackets, current RBI repo rate and latest deposit rates. Results are for planning and estimation; confirm major decisions with a qualified professional.

No account required and no data stored. Every calculation happens entirely in your browser — nothing is sent to our servers. CalVerse never collects your income, loan amounts or any personal financial details.

Yes — every calculator is fully responsive and optimised for phones, tablets and desktops. Works on all modern browsers. No app download needed — just open calverse.co on any device.

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